Overview
What is UR?
UR (pronounced “You Are”) is a blockchain-based neobank application developed as part of Mantle Network’s banking infrastructure. The platform combines traditional banking services with crypto functionality, allowing users in over 45 countries to manage both fiat and digital assets through a single unified account.
UR provides multi-currency IBAN accounts supporting EUR, CHF, USD, and RMB, along with a Mastercard debit card that integrates with Apple Pay, Google Pay, and other payment platforms.
Built on the Mantle Network, UR features self-custody wallets powered by Turnkey with biometric authentication for security. The platform supports fund transfers through traditional banking rails including SWIFT, SEPA, and SIC, as well as crypto networks like Ethereum and Arbitrum.
All deposits and transactions are tokenized and settled onchain for transparency and verification. Users can access UR through web, iOS, and Android applications, with account creation requiring only a Google or email login that automatically generates wallets in the background.